T.J. Klune's path to full-time writing ran through ten years at Geico and one comment from a visiting executive that he couldn't shake, not through an MFA program or a bidding war for a debut manuscript.

The Direct Answer
He spent a decade working as a claims adjuster at Geico, saved close to a year's salary, and quit in February 2016 after an executive's compliment convinced him he had to take the chance.
Klune has called the moment the executive told him "you are very good at insurance" the most soul-crushing thing he'd ever heard, precisely because it was true.

Ten Years at Geico

Klune started at Geico as a claims adjuster in 2006, while writing and publishing fiction on the side. His first novel, Bear, Otter, and the Kid, a contemporary drama about a found queer family, came out through an independent publisher in 2011 and sold well enough to convince him the writing might eventually become the main career rather than the side one.

The Compliment That Changed Everything

It took a small, strange moment to force the actual decision. A senior executive toured his Virginia office and, after reviewing his claims performance, told him he was very good at insurance. Klune has described that as the worst thing he'd ever heard, precisely because it was true and precisely because it wasn't what he wanted to be good at. The cushion was already in place by then, close to a year of salary set aside. The compliment simply made the decision impossible to keep putting off.

That decade of overlap, writing fiction on the side of a full-time corporate job, shapes how Klune talks about his craft now. Evenings and weekends spent building a second career inside the margins of the first one turned out to be real preparation, not just a delay before the real thing started. For the fuller picture of the routine that came after, see the full T.J. Klune writing routine.

What You Can Steal